Lovely as a Late Fall Tree

I look out my windows, and the trees are all bare.  What a difference a week makes.  Last week I was enjoying the warm breeze coming in the window, and today I am sitting with long sleeves, an insulated vest on, and thinking about grabbing my afghan.  Oh, what a difference!
So, today I was wondering what to make during my quiet moments in the craft room (not really, I had grandbaby in the swing with a cup full of snacks and the music box playing for about 7 minutes in the craft room, and came back later after she went home).  I reached for my Lovely as a Tree stamp set, and proceeded to create.  I had some paper on the table from yesterday that I wanted to use, and it was because it reminded me of the Challenge #138 at Just Add Ink to use Basic Gray, Summer Starfruit, and Whisper White.  Loved it!!  And, I used this layout the other day, but I realized that it did not meet the qualifications, so today I took another try at the Challenge #221 at Creating with Connie and Mary.   I just love the little banners hanging down. 
So my card was really simple to make.  The hardest part was deciding where I wanted to place my salutaion that comes from Trust God stamp set.  I decided to do something different, and just kind of layer it in the corner of the framed image, and I thought it turned out pretty cool. 
Hope you enjoy my crisp fall card, and stop by my blog again soon. 

Mary Alice